First Time Home Buyer LP

Lending Solutions Stacked

Financing Dreams Into Reality
Call Us: (916) 299-0044

Mortgage Loan Programs Designed For First Time Buyers & Existing Property Owners

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The Lending Solutions Difference

Mortgage Broker Not a Bank

We are a true mortgage broker with zero affiliation to any bank. This allows us to shop all of the banks that specifically provide the exact financing that you need. From starter homes to luxury homes, small businesses to large corporate offices, we make the banks compete for your business.

Hundreds of Programs

If the loan program exits, we have access to it. We finance loans for 1st-time buyers, 100% purchases, self-employed, luxury homes, jumbo & super jumbo, home improvements, equity credit lines, rehab, fix and flip, construction, commercial, investment property & more.

Accurate & Efficient

With over 20 years of experience financing solutions for every type of real estate property, we are certain we can provide the right options for your unique property or financing need. We close most transactions between 21-30 days and some investment properties in as little as 8-10 days.

Customer Satisfaction

Our customer needs always come first, not our profits. Our business would never succeed if our clients are not fully satisfied with our services and abilities to provide great financing. We invite you to do the research, we’re confident in what you’ll find.


 "Lending Solutions successfully led me through a very difficult home purchase. Jose closed an unconventional loan that fits my needs perfectly. No banks offered the loan I got. During the escrow, Jose made sure my loan went smoothly. Jose always had all the answers and seemed to see the future and have solutions (not problems) ready for me. I also want to thank Jose for going the “extra mile” for me. He devoted a lot of his time to making sure I didn’t get bullied by the Seller. I highly recommend Lending Solutions for ALL your real estate needs." - Ray M.

Let Us Finance Your Dream

Helping You Finance Your Dream

Whether you're looking for low down financing, zero down home loans, closing cost assistance or simply to refinance your property,  we've got you covered. First time buyers, current home owners and seasoned property investors can depend on our years of experience and knowledgeable, friendly associates who will make it their goal to help you achieve yours. Let us assist you with financing your dream.



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Lending Solutions
101 Parkshore Drive. Folsom, CA 95630
NMLS # 238066    CA BRE Broker Lic. # 01256854